Know more. Decide better. Free PDF guides to buying, selling, Santee and ADUs in San Diego County, in English or Portuguese, from Karina Somenzari, REALTOR®.
The free San Diego Home Buyer Guide, Home Seller Guide and Santee Market & Schools Guide download from this page as PDFs. Enter your name and email on a guide and the PDF opens right away. A fourth guide, the San Diego ADU Pricing Guide, downloads from its own page. Every guide comes in English and Brazilian Portuguese. If you'd rather not share your email, the pages under Read online, no email needed cover many of the same topics, with sources and dates.
A step-by-step path to buying a home in San Diego, from pre-approval to closing day.
Prefer to read online? First-time buyer programs
How sellers prepare, price and market a San Diego home, from the first fixes to closing day.
Prefer to read online? Selling a house in San Diego: costs, disclosures and timeline
The July 2026 market report for ZIP code 92071, every public school serving Santee, and how school assignment works by address.
Prefer to read online? Santee market and schools, online
Planning an ADU? Get the free San Diego ADU Pricing Guide, with a local builder's itemized costs, from its own page.
Each guide is a short PDF you can save or print. Here is what each one covers, how long it is, and when it was last updated.
PDF, 5 pages (6 in the Portuguese edition), updated October 2026. A plain-English walk through buying a home in San Diego County. It compares FHA, VA and conventional loans and who can use each, explains what goes into a monthly payment, including Proposition 13 property tax, supplemental tax bills and Mello-Roos, and lays out the buying timeline from pre-approval to keys. It also covers how offers are structured, inspections and escrow, how to avoid wire fraud at closing, and the CalHFA, San Diego County and City of San Diego down payment programs, with their citizenship and immigration rules. Program terms change, so the guide points you to the current terms online.
Read the current terms online: San Diego first-time home buyer programs, loan limits and closing costs.
PDF, 4 pages, updated October 2026. How to get a San Diego home ready for market and what happens after you list. It covers which pre-listing fixes tend to pay off and which remodels rarely do, how a list price is set from recent comparable sales rather than online estimates, staging and photography, how a listing is marketed, and how to compare offers on price, financing, contingencies and timing. It ends with a checklist of typical seller costs, the escrow process and common seller mistakes. For dollar figures such as the county transfer tax, and for California's disclosure rules, read the online selling page.
Read online: selling a house in San Diego: costs, disclosures and timeline.
PDF, 6 pages, prepared September 2026 with July 2026 market data. A buyer's reference for Santee, ZIP code 92071, in East County. It reprints the Greater San Diego Association of REALTORS® Local Market Update for July 2026, with sales, prices, days on market and inventory for detached and attached homes from the San Diego MLS. It explains how school assignment works: Santee School District serves kindergarten through 8th grade and Grossmont Union High School District serves 9th through 12th, so every address has two assignments to check. It lists the public, charter and nearby private schools with addresses and grade spans, with no ratings, and shows how the city is laid out.
Read online: Santee real estate, with the market and school districts explained.
PDF, 3 pages, with pricing as provided by a local builder. For homeowners and buyers weighing an accessory dwelling unit (ADU). It reprints a San Diego ADU builder's itemized pricing for a garage conversion and for detached ADUs of 350, 500, 1,000 and 1,200 square feet, including the design, engineering, plan check, permit, school and utility fees that per-square-foot estimates often leave out. It also lists what to check before you build: whether the lot, setbacks and utility access fit, the effect on your home's value, and nearby rents if rental income is part of the plan. The figures are the builder's estimates, not a bid, so get a current written bid from a licensed contractor.
Download it on its own page: the free San Diego ADU Pricing Guide. If you plan to rent the unit out, read the rules for renting an ADU in San Diego online.
These pages cover many of the same topics in more depth, with official sources and dates, and you can read them without filling in a form.
Yes. All four guides have a Brazilian Portuguese edition: the San Diego Home Buyer Guide, the San Diego Home Seller Guide, the Santee Market & Schools Guide and the San Diego ADU Pricing Guide. The forms on this page send the English PDFs. To get a Portuguese edition, use the same form on the Portuguese version of this page, or of the ADU guide page. Karina Somenzari, REALTOR®, works with clients in English or Portuguese, but contracts and escrow documents for a California purchase or sale are in English. See how the process works with a Portuguese-speaking real estate agent in San Diego.
Yes, they are free. You enter your name and email in the guide's form, and after you submit it the PDF opens in your browser, where you can save or print it. Your name and email go to Karina Somenzari, who may follow up with you about real estate services, as the consent note on each form explains. You can opt out at any time by replying STOP or by using the unsubscribe link in her emails. Consent is not a condition of any purchase. The privacy policy explains how your information is handled.
When you're ready for personalized advice on your San Diego move, reach out for a free, no-pressure consultation.