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    <description>Short notes from Karina Somenzari, REALTOR®, on San Diego weather, storm prep, rule changes and local news for homeowners, buyers and renters.</description>
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      <title>El Niño home prep checklist for San Diego homeowners</title>
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      <pubDate>Sun, 01 Nov 2026 00:00:00 +0000</pubDate>
      <description>Gutters, roof, yard drains, free sandbags, photos before the storms, and the flood insurance waiting period. A printable one-page checklist with official San Diego sources.</description>
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